SpendSense — Automatic, offline expense tracking from your SMS

What it does

Your bank already texts you every payment.
SpendSense does the rest.

It reads the transaction alerts your bank, card and wallet send by SMS and turns them into a live expense tracker. No manual entry, no cloud, no sign-up.

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Automatic tracking

Bank & UPI alerts are logged the moment they arrive. Cash spends take two taps with the + button.

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Radically private

The app declares no internet permission, so your financial data physically cannot leave your device.

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Works worldwide

Understands alerts in ₹, $, €, £, AED, Ksh and 150+ more. Available in English, हिन्दी, Español, Português, Français, العربية & Bahasa Indonesia.

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Understand your money

Monthly stats, smart auto-categorisation that learns your corrections, recurring-payment detection and month-over-month insights.

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Budgets & savings goals

Set budgets with progress bars, or a savings target with a deadline — SpendSense computes your monthly plan and daily allowance.

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Your data, your files

Export polished PDF reports or CSV straight to Downloads. Light & dark themes. Optional fingerprint / face lock.

SpendSense — automatic expense tracking from SMS

Privacy by design

Nothing leaves your phone. Ever.

No servers. No analytics. No ads. No account. SpendSense doesn't even request the internet permission — everything happens entirely on your device.

🛡️ No internet permission 📵 No tracking or profiling 🗑️ Uninstall = everything gone

Your bank already texts you every payment.SpendSense does the rest.